Welcome to Financielle Money Deals – a monthly guide to the best deals in the UK so you can make the most of your money.
All information correct as at 30 March 2026
Once again on 19 March 2026 the Bank of England decided to hold the base rate at 3.75% The next meeting is set for Thursday 30 April 2026.
Interest Rate 7.10% (for 12 months)
No limit withdrawals
Balance after term £300 pm for 12 months = £3,737.00
Interest Rate 4.50% (ongoing for 12months))
No limit withdrawals
Balance after term 12 months at £10,000 = £10,450
Interest Rate 6.00% (ongoing for up to £4,000)
No limit withdrawals
Balance after term 12 months at £4,000 = £4,240.00

💰 Chase Boosted Saver Account – 4.50% interest for the first 12 months, then 2.25%. Click here for more info.
💳 Santander Edge Saver – 6.00% interest (up to £4,000 for 12 months, you must have a Santander Edge Current Account) + 1% cashback on bills, groceries & travel (£3 monthly fee). Click here for more info.
💸 Santander Regular Saver – 5.00% fixed for 12 months. Save up to £200/month, earn £65.01 interest in a year. Click here for more info.

💳 Lloyds
These classic accounts still offer great interest rates:
Club Lloyds Monthly Saver 6.25%
- Save £25 – £400/month
- Withdrawals allowed, £400/month (no withdrawals) gives £150 interest in a year
Monthly Saver 5.25% interest (fixed for 12 months)
- Save £25 – £250/month, £250/month gives £78.75 interest in a year
💳 Nationwide
- Fairer Share payment will be announced in the next couple of months
- Must have a current account and a savings account/mortgage
- Must have £100 or more in during February/March
- Must have 2 x direct debits each month during February/March
For more info 👉Go to Nationwide
💳 HSBC
- Fixed Rate Cash ISA: 4.00% (up to 13 months, for current account holders)
- Regular Savings Account: 5.00% (1 year, no instant access)
- Fixed Rate Savings: 3.20% (1 year and 2 year, no instant access)
Online Bonus Saver
- Up to £50,000: 3.35% interest
💳 Halifax
Regular Saver 5.50% interest (12 months)
- Save £25 – £250/month, £250/month earns £82.50 interest
💳 Bank of Scotland
- Monthly Saver: 5.50% interest
- 1 Year Fixed Cash ISA: 3.70%
- 2 Year Fixed Cash ISA: 3.70%
- Advantage ISA Saver: 2.75%
💳 Raisin
Not a current account, but offers competitive savings rates:
Fixed Rate Bonds (Deposit: £5,000)
- RCI Bank 4.50% (3 year)
- BACB 4.30% (2 year)
Easy Access (Deposit: £5,000)
- Whiteaway Laidlaw 3.90% (easy access)
- QIB UK 3.85% )easy access)
🤑 Trading 212
- Earn 3.8% (tax free)

