We know life gets busy, and sometimes, sorting out your money feels like the last thing you want to do. But what if you could dedicate just one weekend to getting your money in order? A couple of focused days can make a huge difference and set you up for success. Here’s a simple schedule to help you feel better about your money by the end of the weekend✨
Saturday: Set the foundation
Morning: Take a money minute
We’re starting the weekend by taking a money minute. This means checking in with your bank account and getting to know your numbers. If you’ve been avoiding it, now’s the time to take the leap and start fresh. Look at your balances, any recent transactions and get a sense of where you stand. Starting with clarity is key🫶
Midday: Set your money goals
Next, take some time to think about your money goals. What are you saving for? Do you want to clear debt, build an emergency fund or save for your dream trip? Break these goals into trackable realistic milestones. You can add your goals into our tracker to act like a vision board✨
Check out our helpful blog on how to create your money goals here
Afternoon: Create your budget
It’s time to create a budget you can actually stick to. A budget is the key to being in control of your money and helps you know exactly where it is going. Be realistic with your numbers and make sure you account for your fixed expenses, sinking funds and flexible expenses. Head to the budget tracker to make it easier!
Sunday: Take action
Morning: Reflect on last year’s spending
Use Sunday morning for a quick review of your past spending habits. Look at your spending patterns from the last 12 months. Did you overspend in certain areas? Are there any purchases you regret? Reflection is key to understanding where you can improve and where you’ve done well.
Midday: Start your sinking funds
If you haven’t already, now’s the perfect time to set up sinking funds. These are dedicated pots of money for planned expenses. For example, if you want to save £1200 for next Christmas, start by putting aside £100 a month. Setting up these sinking funds now will help you avoid relying on credit or scrambling for cash when big expenses come around.
Afternoon: Money date
Finish your weekend with a money date. Whether it’s with a partner, friend or just yourself, take time to reflect on your goals and discuss plans for the months ahead. Review your budget, celebrate small wins and get excited about the progress you’re about make.
By the end of the weekend, you’ll have clarity, a plan and the motivation to keep going💸