Welcome to Financielle Money Deals – a monthly guide to the best deals in the UK so you can make the most of your money.
All information correct as at 30 June 2026
At the last Bank of England meeting it was decided that the base rate would be held at 3.75% The next meeting is set for Thursday 30 July 2026.
Where to keep your emergency fund
💰 Chase Boosted Saver Account – 4.50% interest for the first 12 months, then 2.25%. Click here for more info.
💳 Santander Edge Saver – 6.00% interest (up to £4,000 for 12 months, you must have a Santander Edge Current Account) + 1% cashback on bills, groceries & travel (£3 monthly fee). Click here for more info.
💸 Santander Regular Saver – 8.00% fixed for 12 months. Save up to £200/month, earn £104.00 interest in a year. Click here for more info.
Banks with the best interest
💳 Lloyds
These classic accounts still offer great interest rates:
Club Lloyds Monthly Saver 6.25%
- Save £25 – £400/month
- Withdrawals allowed, £400/month (no withdrawals) gives £150 interest in a year
Monthly Saver 5.25% interest (fixed for 12 months)
- Save £25 – £250/month, £250/month gives £78.75 interest in a year
💳 HSBC
- Fixed Rate Cash ISA: 4.00% (up to 13 months, for current account holders)
- Regular Savings Account: 5.00% (1 year, no instant access)
- Fixed Rate Savings: 3.70% (1 year) and 4.00% (2 year) but there is no instant access
Online Bonus Saver
- Up to £50,000: 3.35% interest
💳 Halifax
Regular Saver 5.50% interest (12 months)
- Save £25 – £250/month, £250/month earns £82.50 interest
💳 Bank of Scotland
- Monthly Saver: 5.50% interest
- 1 Year Fixed Cash ISA: 4.55%
- 2 Year Fixed Cash ISA: 4.65%
- Advantage ISA Saver: 2.75%
💳 Raisin
Not a current account, but offers competitive savings rates:
Fixed Rate Bonds (Deposit: £5,000)
- Alrayan Bank 4.65%
- Perenna 4.65% (2 year)
Easy Access (Deposit: £5,000)
- Investec 4.05% (easy access)
- Whiteaway Laidlaw 3.95% (easy access)
🤑 Trading 212
- Earn 3.8% (tax free)
